Important Announcement

A federal court issued an injunction preventing the U.S. Department of Education from implementing the Saving on a Valuable Education (SAVE) Plan and parts of other income-driven repayment (IDR) plans.

Important Updates

Saving on a Valuable Education (SAVE) Plan Recertification Dates Extended

If you're enrolled in the SAVE Plan, there's good news. MOHELA, following guidance from the U.S. Department of Education, has extended your deadline to recertify your income-driven repayment (IDR) plan. No action is needed. Watch for communication on your new recertification date.

For the latest information on the SAVE Plan, visit StudentAid.gov/save.

Income-Driven Repayment (IDR) processing

A federal court issued an injunction changed how ED can implement certain parts of IDR plans. Because of these changes, the U.S. Department of Education has instructed federal student loan servicers to deny IDR applications where "lowest monthly payment" was selected, more than one IDR plan was selected, or an IDR plan was not selected. Visit Studentaid.gov/loan-simulator to review your options and apply for an eligible repayment plan.

Saving On A Valuable Education (SAVE) Plan Administrative Forbearance

In July 2024, a federal court injunction blocked parts of the SAVE Plan. As a result, eligible federal student loans were placed in forbearance with a 0% interest rate. During this forbearance interest had not accrued; therefore, loan balances (including principal and interest) have not increased during this forbearance. You will not have to make payments until the SAVE forbearance ends. In February 2025, a second federal court injunction ended the SAVE 0% interest rate. To comply with this injunction, loan(s) in the SAVE Administrative Forbearance began accruing interest on August 1, 2025.

You can view your interest rate, outstanding interest amount, or make payment toward interest via your online account. For more information, view our FAQs!

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Career Planning: Building Your Online Profile

If you are unemployed or are looking for a change, you are likely doing your research on prospective employers. Well, once you apply, they may turn around and do some research on you through social networks and the Internet. Will you be portrayed how you think you should be?

Here are some ways to make sure that your online profile is consistent with your application:

  • Set up Google Alerts on yourself. Set up keywords, determine which result types, how often and how many results you want and which email to have alerts delivered. Alerts help make you aware when new articles and content posts on the web with the keywords you choose. This may allow you to identify and correct any inaccurate information about yourself, although remember there are probably millions of other people named "John Smith" who you may receive alerts about too.

  • If you have social media profiles on sites like Facebook and Twitter, make sure you are presenting yourself how you would want to be perceived by a recruiter. Are your pictures and the comments on your page appropriate for the type of jobs you are applying for? If not, you may want to clean up your pages as best you can and adjust your privacy settings to help reduce the ability for recruiters to see your information.

  • Make sure your LinkedIn profile is up-to-date with your skills and reflects highlights from your resume. Being on LinkedIn helps you gain exposure to many recruiters and can effectively demonstrate your professionalism if you maintain your profile and build your network on the site.