Important Announcements

On Dec. 9, 2025, the U.S. Department of Education announced a proposed settlement agreement that would end the Saving on a Valuable Education (SAVE) Plan. The settlement must be approved by the court before it can be implemented. Borrowers can use the Loan Simulator to begin exploring other repayment options. For more information, visit StudentAid.gov/courtactions.

On Oct. 30, 2025, the U.S. Department of Education published final Public Service Loan Forgiveness (PSLF) program regulations that will be effective on July 1, 2026. We'll provide updates when the regulations are implemented. For now, there are no impacts to borrowers, payment counts, or discharges.

Visit StudentAid.gov/publicservice for more information about PSLF and current program requirements.

For more information about employer eligibility, visit StudentAid.gov/pslf/employer-search.

To apply for PSLF, use the PSLF Help Tool at StudentAid.gov/pslf.

Important Updates

PSLF and PSLF Buyback

The PSLF program is managed by the U.S. Department of Education not MOHELA. To learn more about your next steps, and general information on the programs, visit Studentaid.gov/PSLF or Studentaid.gov/PSLFbuyback.

SAVE (Saving On A Valuable Education)

On August 1, 2025, interest began accruing on the SAVE Administrative Forbearance. Visit StudentAid.gov/SAVE to learn more. You can leave the forbearance by switching to an eligible repayment plan using Loan Simulator.

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How to Prevent Identity Theft

Identity theft occurs when your personal information is used by an unauthorized person to purchase products or services. It’s important to keep your personal information safe, including but not limited to your Social Security Number, driver’s license number, credit card number and even your student loan credentials.

Several simple steps can help reduce your chance of becoming a victim of identity theft:

  • Verify that the person/entity contacting you is who they say they are. If your bank or another financial institution calls you, ask for their phone number to call them back, do your research and make sure it is actually the company they say they are.

  • Shred documents with personal information.

  • Monitor activity on debit and credit cards and report suspicious activity.

  • Enroll in electronic correspondence from your debt holders (e.g., Update your email permissions to sign up for MOHELA’s Paperless E-Delivery).

  • Use a private computer when doing online banking or making online purchases.

  • Steer clear of scams from organizations wanting your financial account information.

When you recognize that you have become a victim of identity theft (you stop receiving important bills or other mail, or have suspicious charges on your accounts), you should take immediate action to notify regulatory authorities and your account holders.

Learn more about the steps on the Federal Trade Commission’s step-by-step process to repair identity theft   this link will open in a new window .

MOHELA is committed to protecting and respecting the privacy of our customers. We strive to maintain your privacy and ensure the confidentiality of the information you submit to us. View our privacy policy and security information.